Blog/News Room

Blog/News Room

19
Feb

Make Your Home More Energy Efficient

With today’s advances in technology and innovation, we have the power to easily use less energy and make a difference in our environment. Sometimes the steps to make your home energy efficient can seem expensive and time-consuming, but there are small modifications you can make every day to save on your electric bill.

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11
Jan

5 Ways to Stick to Your New Year's Resolution

We’ve all done it. Made a list of all the things we’d like to change about ourselves in the New Year, but didn’t stick to it. We start off optimistic, but slowly the steam behind our motivation slows down and we fall back into our old habits, and promise ourselves that next year we will be better. But there must be a way to keep the promises to yourself, right?[...]

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21
Dec

HO3 or DP3?

With so many different types of coverages, it’s easy to get confused. When you’re looking to insure your personal property, the most popular policies are Homeowners (HO3) and Dwelling Fire (DP3). While both provide sufficient coverage for your property, it’s important to know which type of coverage is the best for your home. Not only can the type of policy affect[...]

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29
Nov

Holiday Safety Tips

The holiday season is a time for gathering with family and friends to celebrate in our homes. While we take this time to be with our loved ones, consider these tips this holiday season to minimize risks to reduce homeowners insurance claims.

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02
Nov

Cooking Safety Tips

Food is a great way to bring people together, and putting a meal together is a daily occurrence for some. Many, however, overlook the risk that comes with cooking. Most home fires occur while cooking in the kitchen, which makes cooking the leading cause of fire injuries. Awareness about potential fire hazards and taking simple precautions in the kitchen can go a[...]

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01
Oct

Home Fire Safety Tips

In a typical home fire, you may have as little as one to two minutes to escape safely from the time the smoke alarm sounds. That’s why home escape planning is so critical in a fire situation. It ensures that everyone in the household knows how to use that small window of time wisely.

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21
Sep

Tips for Filing a Claim After a Hurricane

While double-checking that all items on your hurricane prep checklist are accounted for, take time to review your homeowner’s insurance company’s steps to file a claim. If a storm comes through and causes damage, the question is always “to file a claim or not to file a claim?” To help you make the best decision for your situation, we’ve put together some tips on[...]

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24
Aug

What is an Assignment of Benefits?

At Lighthouse, our number one goal is making sure you and your family are protected, and that means knowing your rights. Learn what an Assignment of Benefits (AOB) is and how to protect yourself from AOB abuse.

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02
Jul

Three Tips for Filing a Homeowner’s Claim

Life happens. Home insurance is there to provide protection against the unexpected. When you’re dealt the short stick, it’s important to know your provider’s claim process. Regardless of your carrier, follow these three tips when filing a claim.

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19
Jun

Why is flood coverage not included in homeowners insurance?

Between Hurricane Harvey and Hurricane Irma, there were over 95,000 paid losses reaching $8 billion in 2017. Many were shocked to learn that the flood damage to their home was not covered by their homeowners insurance and was left wondering “why?” The short answer? It’s a high risk.

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