Have you heard the word “peril” in insurance and wondered what it means? A peril is a risk that may cause damage to your home or belongings, such as a fire or theft. Every homeowners policy has a list of perils that are covered, but keep in mind some perils might not be covered. Here is a breakdown of some of the most common perils and whether or not they’re[...]
Buying a home can be overwhelming, to say the least. A home can be your largest investment and place of security for you and your family. You want it to check all of the boxes on your wish-list, but can it be done? With this guideline, you can be on your way to finding your perfect home!
How much coverage is too much? When it comes to your largest investment, it’s better to be safe than sorry. While a homeowners insurance policy will provide basic coverage for your home and some belongings, it can still leave gaps. Insurance companies offer many different optional coverages to fit your needs. Consider these 5 optional coverages when updating your[...]
Make spring cleaning easy! While you break out your short sleeve tops and shorts, you’ll start to notice the build up of dust as you pack away your winter gear. Take the time to clean and organize your home before you begin your spring home maintenance!
While shopping for insurance, you’ll need to know the replacement cost of your home and its contents to ensure your homeowners insurance properly covers you. If your home and its contents are damaged in a storm, do you know how much it’ll cost to build your life again? Here’s how to determine the replacement cost of your home.
Have you been wanting to remodel lately? Whether you’re renting or simply not handy with a hammer or paint brush, you shouldn’t be limited to expressing your style! It is possible to decorate your home without damaging the walls AND prevent it from looking like your kid's dorm room at the same time. Find out how Lighthouse likes to decorate without damage!
Is your homeowners insurance ready for a disaster? There are many homeowners that are underinsured but aren’t aware of it. Remember, your home should be insured for the cost to rebuild your home, not the market value. Here are 4 common gaps in insurance that could cost you big time!
Every now and then, we start daydreaming of faraway places, wishing to escape our daily schedule. But what stops us from taking these vacations? For many, the biggest deterrents are taking the time off work and travel costs. Whether you want to spend the weekend at the beach or travel across the world, it is possible to travel on a budget! Don’t let a rainy day[...]
It’s estimated that about 11% of Americans move each year. If you’ve moved, chances are you can agree that moving is one of the most stressful things a person can go through. Packing up your life is difficult, especially when you have expensive breakables and items you’re attached to. Your personal belongings are covered while you’re on vacation by your homeowners[...]
Homeowners insurance isn’t a cookie cutter policy that works the same way for every homeowner. Each policy has different classifications and sections, all of which cover different parts of your home and its contents. Depending on your coverage needs and the how much you can afford, each section can be tailored to your needs. Here is a quick tutorial on the basic[...]