Shopping for homeowners insurance can make you aware of all the different coverage options, limits, and rates required for your home. Your coverage options and quoted rates may fluctuate between companies, but why? We’re going to break down 5 common factors that could affect your homeowners rates.
Our number one goal is to ensure you and your family are protected. This means providing the right coverage from day one. It also means helping you get back on your feet following an insurance claim.
Witches, wizards, goblins, and ghouls will be knocking on your door this All Hallows’ Eve. Prepare yourself and your home for these trick-or-treaters, to prevent the night from ending in horror!
Having a baby is a miraculous, life-changing event. Along with the new bundle of joy will come a lot of changes and transitions. Among those, things like your sleep schedule, eating habits, and the way you look at everyday items will change as a new parent. For example, in your new perspective, a cabinet might transform from useful storage space to a possible[...]
Even the most prepared family can be hit by an unforgiving storm. The damage and debris may leave you wondering, “Now what?” Rebuilding your life after a disaster strikes can be tough, especially while you’re adjusting to your new “normal.”
You’ve prepared your children, made an emergency communication plan, threw in some extra essentials for your pets, but what have you done to prepare your finances? Natural disasters aren’t the only type of emergency you may face. Other potential types of emergencies to prepare for include things like the loss of a job, divorce, or an accident. While supplies and[...]
When the weather is nice, most of us venture outdoors. While picnics and barbecues are a given during great weather, even the clearest of days can bring its share of problems if things don’t go according to plan. From food borne illness to fires, prepare for your next outdoor party with these helpful tips:
You see your home every day, but how often do you really inspect it? One small leak or crack can lead to thousands of dollars in damage. These problems can go unnoticed for months and when they’re eventually found, the damage is already done. Take the time to thoroughly inspect all parts of your home for cracks, leaks, corrosion, and other damage before a small[...]
According to Save the Children, an estimated 69 million children are separated from their parents/guardians each day when they go to work. While apart, things don’t always go according to plan. A disaster can strike at any moment and won’t wait for you or your family to be prepared and together. While we have warnings for hurricanes and most storms, what about car[...]
June 1st is a date that strikes fear and apprehension for most insurance professionals. Hurricane Season begins on June 1st each year and runs until the end of November, however, hurricanes can form earlier than June 1st and continue into December depending on the temperature of the water and the conditions of the ocean. If conditions are “right,” a hurricane can[...]