With so many different types of coverages, it’s easy to get confused. When you’re looking to insure your personal property, the most popular policies are Homeowners (HO3) and Dwelling Fire (DP3). While both provide sufficient coverage for your property, it’s important to know which type of coverage is the best for your home. Not only can the type of policy affect[...]
While double-checking that all items on your hurricane prep checklist are accounted for, take time to review your homeowner’s insurance company’s steps to file a claim. If a storm comes through and causes damage, the question is always “to file a claim or not to file a claim?” To help you make the best decision for your situation, we’ve put together some tips on[...]
Life happens. Home insurance is there to provide protection against the unexpected. When you’re dealt the short stick, it’s important to know your provider’s claim process. Regardless of your carrier, follow these three tips when filing a claim.
Between Hurricane Harvey and Hurricane Irma, there were over 95,000 paid losses reaching $8 billion in 2017. Many were shocked to learn that the flood damage to their home was not covered by their homeowners insurance and was left wondering “why?” The short answer? It’s a high risk.
Welcome to a new chapter in your life. Your children have left and you find yourself as an empty nester. It’s time to relish in your children's accomplishments and feel proud they are starting their own life. This new phase is exciting and allows a freedom to start the next chapter of your life. Below are some tips to help you settle into your new life.
When you purchased your home, chances are you purchased a home insurance policy to protect it. As life goes on, things change. Make sure your policy changes with it. A home insurance policy should protect as well as it did the first day you purchased your home. Be sure to update it when any of these five life events happen.
Hurricane season has a way of sneaking up on you and then suddenly a storm catches you off guard. No one can prevent hurricanes or know the toll it may take on your home and community. That’s why Lighthouse wants to help you minimize the impact. Use these resources to prepare your home and family for this hurricane season.
Mold has a bad reputation and for good reason. There are a few common types of mold found in homes and almost all types can cause respiratory irritation, allergic reactions, and other health problems. Mold can quickly and quietly spread when there is a presence of moisture in your home. This moisture can come from leaking pipes and appliances, high indoor[...]
Did you recently get married? Congratulations! Marriage is a monumental chapter in life and having a partner by your side can give you a whole new perspective. In the middle of the wedding planning chaos, it’s easy to push items such as insurance to the side but don’t completely overlook it. Luckily for you, marriage may help you save money in these areas!