How much coverage is too much? When it comes to your largest investment, it’s better to be safe than sorry. While a homeowners insurance policy will provide basic coverage for your home and some belongings, it can still leave gaps. Insurance companies offer many different optional coverages to fit your needs. Consider these 5 optional coverages when updating your[...]
While shopping for insurance, you’ll need to know the replacement cost of your home and its contents to ensure your homeowners insurance properly covers you. If your home and its contents are damaged in a storm, do you know how much it’ll cost to build your life again? Here’s how to determine the replacement cost of your home.
Have you been wanting to remodel lately? Whether you’re renting or simply not handy with a hammer or paint brush, you shouldn’t be limited to expressing your style! It is possible to decorate your home without damaging the walls AND prevent it from looking like your kid's dorm room at the same time. Find out how Lighthouse likes to decorate without damage!
Is your homeowners insurance ready for a disaster? There are many homeowners that are underinsured but aren’t aware of it. Remember, your home should be insured for the cost to rebuild your home, not the market value. Here are 4 common gaps in insurance that could cost you big time!
It’s estimated that about 11% of Americans move each year. If you’ve moved, chances are you can agree that moving is one of the most stressful things a person can go through. Packing up your life is difficult, especially when you have expensive breakables and items you’re attached to. Your personal belongings are covered while you’re on vacation by your homeowners[...]
Homeowners insurance isn’t a cookie cutter policy that works the same way for every homeowner. Each policy has different classifications and sections, all of which cover different parts of your home and its contents. Depending on your coverage needs and the how much you can afford, each section can be tailored to your needs. Here is a quick tutorial on the basic[...]
Even the most prepared family can be hit by an unforgiving storm. The damage and debris may leave you wondering, “Now what?” Rebuilding your life after a disaster strikes can be tough, especially while you’re adjusting to your new “normal.”
You’ve prepared your children, made an emergency communication plan, threw in some extra essentials for your pets, but what have you done to prepare your finances? Natural disasters aren’t the only type of emergency you may face. Other potential types of emergencies to prepare for include things like the loss of a job, divorce, or an accident. While supplies and[...]
You see your home every day, but how often do you really inspect it? One small leak or crack can lead to thousands of dollars in damage. These problems can go unnoticed for months and when they’re eventually found, the damage is already done. Take the time to thoroughly inspect all parts of your home for cracks, leaks, corrosion, and other damage before a small[...]