While double-checking that all items on your hurricane prep checklist are accounted for, take time to review your homeowner’s insurance company’s steps to file a claim. If a storm comes through and causes damage, the question is always “to file a claim or not to file a claim?” To help you make the best decision for your situation, we’ve put together some tips on[...]
Life happens. Home insurance is there to provide protection against the unexpected. When you’re dealt the short stick, it’s important to know your provider’s claim process. Regardless of your carrier, follow these three tips when filing a claim.
Welcome to a new chapter in your life. Your children have left and you find yourself as an empty nester. It’s time to relish in your children's accomplishments and feel proud they are starting their own life. This new phase is exciting and allows a freedom to start the next chapter of your life. Below are some tips to help you settle into your new life.
When you purchased your home, chances are you purchased a home insurance policy to protect it. As life goes on, things change. Make sure your policy changes with it. A home insurance policy should protect as well as it did the first day you purchased your home. Be sure to update it when any of these five life events happen.
Hurricane season has a way of sneaking up on you and then suddenly a storm catches you off guard. No one can prevent hurricanes or know the toll it may take on your home and community. That’s why Lighthouse wants to help you minimize the impact. Use these resources to prepare your home and family for this hurricane season.
Mold has a bad reputation and for good reason. There are a few common types of mold found in homes and almost all types can cause respiratory irritation, allergic reactions, and other health problems. Mold can quickly and quietly spread when there is a presence of moisture in your home. This moisture can come from leaking pipes and appliances, high indoor humidity,[...]
There are numerous myths floating around. Is Bigfoot real? Does the Loch Ness Monster really exist? Unfortunately, we don’t have those answers today, but we can confirm that these homeowners insurance misconceptions are MYTHS!
How much coverage is too much? When it comes to your largest investment, it’s better to be safe than sorry. While a homeowners insurance policy will provide basic coverage for your home and some belongings, it can still leave gaps. Insurance companies offer many different optional coverages to fit your needs. Consider these 5 optional coverages when updating your[...]
While shopping for insurance, you’ll need to know the replacement cost of your home and its contents to ensure your homeowners insurance properly covers you. If your home and its contents are damaged in a storm, do you know how much it’ll cost to build your life again? Here’s how to determine the replacement cost of your home.
Have you been wanting to remodel lately? Whether you’re renting or simply not handy with a hammer or paint brush, you shouldn’t be limited to expressing your style! It is possible to decorate your home without damaging the walls AND prevent it from looking like your kid's dorm room at the same time. Find out how Lighthouse likes to decorate without damage!