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Lighthouse Welcomes David Howard as President


Lighthouse Welcomes David Howard as President




Howard to serve as President of diversified Southeastern carrier

ORLANDO, FL. (March 19, 2020)Lighthouse Property Insurance Corporation (Lighthouse), is proud to welcome David Howard as President, pending regulatory approvals. Howard will serve as President for Lighthouse and Lighthouse Excalibur Insurance Company, a wholly owned subsidiary.

The news surrounding Howard’s appointment was unveiled in a story by The Insurer and follows Lighthouse’s announcement, shared earlier this week, that it will acquire sister company, Prepared Insurance Company. The merger will create a combined enterprise with $275 million in revenue.

Howard joins the company with executive leadership experience in past roles as CEO, COO, EVP and President at AmRISC, Edison Insurance Group and Bankers Insurance Group/Insurance Management Solutions Group. He also brings a deep mix of experience in organizational management, business development, sales and agency management, regulatory compliance and risk management.

“We executed a national search and were fortunate to land David. He’s a very strong addition to the senior leadership team,” said Patrick White, CEO. “David’s spent over 30 years in the insurance industry and has the qualifications and experience we need at this stage in our carriers’ life cycle,” said White. “We’re excited to have him join the family.”

As President, Howard will initially oversee Sales, Underwriting and IT/IS. He will work alongside White, who will retain his role as CEO, to support the organization’s strategic planning and executive leadership team.

“I’m honored to have the opportunity to lead such a talented group of individuals and couldn’t be more excited to join the Lighthouse family,” said Howard. “I look forward to working with Patrick and the executive team as we continue to advance the very mission and vision in which the company was founded.”

In addition to his experience in insurance, Howard is a former Army officer and founder of VetCor, a Tampa-based water mitigation company that was recently recognized by the Department of Labor for their track record in hiring veterans.

Howard earned his bachelor’s degree as a Distinguished Military Graduate from Central Michigan University. He is a licensed property and casualty agent in the state of Florida and holds non-resident licenses in Texas and nine other states. Additionally, Howard formerly served as Secretary of the National Flood Determination Association and as a member of the Council of Company Executive Officers, an affiliate of the National Association of Professional Insurance Agents.

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Established in 2008, Lighthouse Property Insurance Corporation (Lighthouse) is an admitted property and casualty insurance company authorized to write in Louisiana, North Carolina, South Carolina and Texas. In 2019, Lighthouse acquired Excalibur National Insurance Company (Excalibur), a Louisiana domiciled property insurance carrier. Excalibur was later relaunched as Lighthouse Excalibur Insurance Company (Lighthouse Excalibur) and is a wholly owned subsidiary of Lighthouse. Lighthouse and Lighthouse Excalibur sell and distribute its policies through an exclusive network of licensed, professional independent agencies. They have been assigned a Financial Stability Rating of A, Exceptional, from Demotech, Inc.

For more information about Lighthouse, please visit the company website at:

For more information about Lighthouse Excalibur, please visit the company website at:

Media inquiries should be directed to Carli Saldsman, Marketing Communications Manager at or 407-901-3247.