At Lighthouse, we are pleased to offer our Beacon Homeowners policy program as our premier policy package that offers many optional coverages and a vast array of discounts for insureds. The following is a summary of some of the discounts available and what is required to receive these discounts. If you need more or specific information regarding these discounts,[...]
Sunday, March 10th marks the day to set your clocks an hour aheadfor daylight savings time. Not only does this semi-annual event require us to adjust our clocks but it is a great reminder to consider making some updates to your home and homeowners insurance policy that could save your physical and financial life.
The recent security breaches at major companies like Target, Neiman Marcus and Yahoo show that no one is completely safe from the risk of identity theft. While there are steps that can be taken to reduce the risk, identity theft can still happen. Did you know that Lighthouse offers Identity Theft Expense and Resolution Services Coverage as an optional coverage on[...]
With the recent polar vortex and extended extreme winter weather hitting the South, more insureds may be asking you about water damage coverage within a policy and additional optional coverage. Lighthouse is pleased to offer Water Back Up and Sump Overflow Coverage as an additional optional coverage
As unfamiliar blankets of snow cover the South, more homeowners are suffering from water losses. The Weather Channel’s tips for winter home safety 1, such as keeping a trickle of water flowing through faucets connected to pipes, could help protect your home.
We are now well into the holiday season; a time for friends and family to come together. At Lighthouse, we hope that you and your guests can enjoy a safe and happy holiday season. Unfortunately, this is a time where homeowners experience the increased risk of a loved one being injured while visiting their home due to liability and safety hazards. Many liability[...]
The Atlantic Hurricane Season is winding down and we have been fortunate enough to have a quiet year. With next year’s season around the corner, we would like to take the opportunity to remind you about the discounts available to policyholders who take the extra steps, through mitigation efforts, to reduce the risk of loss due to wind events.
Lighthouse is pleased to offer numerous optional coverages and endorsements to our policyholders. Because October is National Animal Safety and Protection Month we would like to take this opportunity to help clarify Animal Liability. We hope the following information will assist agents in determining when an insured is eligible for coverage and how the coverage is[...]
Don’t underestimate the value of the belongings in your home. Take a stroll around your house and try to imagine it stripped of all your belongings. Now, consider the cost to replace every individual object within your home and take into account what you might forget when trying to recall each item from memory. Remembering every piece of furniture seems simple but do[...]
Hurricanes are very dangerous and those of us who have lived through one of these fierce storms are aware of their destruction. The Atlantic hurricane season runs from June 1 to November 30, with hurricanes most commonly making U.S. landfall in September, followed by August and October.