Blog/News Room

Blog/News Room

21
Feb

Underwriting Corner | Identity Theft Expense and Resolution Services Coverage

The recent security breaches at major companies like Target, Neiman Marcus and Yahoo show that no one is completely safe from the risk of identity theft.  While there are steps that can be taken to reduce the risk, identity theft can still happen.  Did you know that Lighthouse offers Identity Theft Expense and Resolution Services Coverage as an optional coverage on[...]

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30
Jan

Underwriting Corner | Water Back Up and Sump Overflow Coverage

With the recent polar vortex and extended extreme winter weather hitting the South, more insureds may be asking you about water damage coverage within a policy and additional optional coverage.  Lighthouse is pleased to offer Water Back Up and Sump Overflow Coverage as an additional optional coverage

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30
Jan

Overflow, Discharge and Water Back-Up, Oh My!

As unfamiliar blankets of snow cover the South, more homeowners are suffering from water losses. The Weather Channel’s tips for winter home safety 1, such as keeping a trickle of water flowing through faucets connected to pipes, could help protect your home.

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19
Dec

Underwriting Corner | Ineligible Liability Exposures

We are now well into the holiday season; a time for friends and family to come together.  At Lighthouse, we hope that you and your guests can enjoy a safe and happy holiday season.  Unfortunately, this is a time where homeowners experience the increased risk of a loved one being injured while visiting their home due to liability and safety hazards.  Many liability[...]

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14
Nov

Underwriting Corner | Wind Mitigation Discounts

The Atlantic Hurricane Season is winding down and we have been fortunate enough to have a quiet year.  With next year’s season around the corner, we would like to take the opportunity to remind you about the discounts available to policyholders who take the extra steps, through mitigation efforts, to reduce the risk of loss due to wind events. 

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09
Oct

Underwriting Corner | Animal Liability

Lighthouse is pleased to offer numerous optional coverages and endorsements to our policyholders.  Because October is National Animal Safety and Protection Month we would like to take this opportunity to help clarify Animal Liability.  We hope the following information will assist agents in determining when an insured is eligible for coverage and how the coverage is[...]

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30
Sep

Creating a Home Inventory: There's an App for That!

Don’t underestimate the value of the belongings in your home. Take a stroll around your house and try to imagine it stripped of all your belongings. Now, consider the cost to replace every individual object within your home and take into account what you might forget when trying to recall each item from memory. Remembering every piece of furniture seems simple but[...]

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31
May

Hurricane Season has begun!

Hurricanes are very dangerous and those of us who have lived through one of these fierce storms are aware of their destruction. The Atlantic hurricane season runs from June 1 to November 30, with hurricanes most commonly making U.S. landfall in September, followed by August and October.

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22
Apr

Identity Fraud - What you need to Know and How to Protect Yourself

Did you know that almost 1 in 4 consumers are a victim of identity fraud?  One study, conducted by Javelin Strategy & Research*,  found that consumers who had their Social Security number compromised in a data breach were 5 times more likely to be a fraud victim than an average consumer.  Overall, identity fraud increased in 2012 for the second consecutive year,[...]

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28
Jan

Six Factors That Can Reduce Your Homeowner's Insurance Premiums

In today’s economy, almost everyone has been forced to review all aspects of the family budget.  Inclusive of such a review is considering the expenses associated with owning a home, especially since home ownership is typically the largest investment a family makes.  The insurance costs involved in protecting your home and property are often not completely[...]

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