Lighthouse is pleased to offer numerous optional coverages and endorsements to our policyholders. Because October is National Animal Safety and Protection Month we would like to take this opportunity to help clarify Animal Liability. We hope the following information will assist agents in determining when an insured is eligible for coverage and how the coverage is[...]
Don’t underestimate the value of the belongings in your home. Take a stroll around your house and try to imagine it stripped of all your belongings. Now, consider the cost to replace every individual object within your home and take into account what you might forget when trying to recall each item from memory. Remembering every piece of furniture seems simple but[...]
Hurricanes are very dangerous and those of us who have lived through one of these fierce storms are aware of their destruction. The Atlantic hurricane season runs from June 1 to November 30, with hurricanes most commonly making U.S. landfall in September, followed by August and October.
Did you know that almost 1 in 4 consumers are a victim of identity fraud? One study, conducted by Javelin Strategy & Research*, found that consumers who had their Social Security number compromised in a data breach were 5 times more likely to be a fraud victim than an average consumer. Overall, identity fraud increased in 2012 for the second consecutive year,[...]
In today’s economy, almost everyone has been forced to review all aspects of the family budget. Inclusive of such a review is considering the expenses associated with owning a home, especially since home ownership is typically the largest investment a family makes. The insurance costs involved in protecting your home and property are often not completely[...]
As the holiday season approaches, the many things that we enjoy during this period, such as twinkling lights, candles, and decorations can also be fire hazards when proper care is not taken.