In a typical home fire, you may have as little as one to two minutes to escape safely from the time the smoke alarm sounds. That’s why home escape planning is so critical in a fire situation. It ensures that everyone in the household knows how to use that small window of time wisely.
While double-checking that all items on your hurricane prep checklist are accounted for, take time to review your homeowner’s insurance company’s steps to file a claim. If a storm comes through and causes damage, the question is always “to file a claim or not to file a claim?” To help you make the best decision for your situation, we’ve put together some tips on[...]
At Lighthouse, our number one goal is making sure you and your family are protected, and that means knowing your rights. Learn what an Assignment of Benefits (AOB) is and how to protect yourself from AOB abuse.
Life happens. Home insurance is there to provide protection against the unexpected. When you’re dealt the short stick, it’s important to know your provider’s claim process. Regardless of your carrier, follow these three tips when filing a claim.
Between Hurricane Harvey and Hurricane Irma, there were over 95,000 paid losses reaching $8 billion in 2017. Many were shocked to learn that the flood damage to their home was not covered by their homeowners insurance and was left wondering “why?” The short answer? It’s a high risk.
Welcome to a new chapter in your life. Your children have left and you find yourself as an empty nester. It’s time to relish in your children's accomplishments and feel proud they are starting their own life. This new phase is exciting and allows a freedom to start the next chapter of your life. Below are some tips to help you settle into your new life.
When you purchased your home, chances are you purchased a home insurance policy to protect it. As life goes on, things change. Make sure your policy changes with it. A home insurance policy should protect as well as it did the first day you purchased your home. Be sure to update it when any of these five life events happen.
Hurricane season has a way of sneaking up on you and then suddenly a storm catches you off guard. No one can prevent hurricanes or know the toll it may take on your home and community. That’s why Lighthouse wants to help you minimize the impact. Use these resources to prepare your home and family for this hurricane season.
Bringing home a new pet is exciting! Going to the local shelter, finding the right “one,” and showering them with gifts and affection is the greatest part. Keep the momentum of being a pet owner going by properly planning your home, finances, and the family. Cover these three items BEFORE you adopt a new pet.
Mold has a bad reputation and for good reason. There are a few common types of mold found in homes and almost all types can cause respiratory irritation, allergic reactions, and other health problems. Mold can quickly and quietly spread when there is a presence of moisture in your home. This moisture can come from leaking pipes and appliances, high indoor[...]