Hurricane Season begins on June 1 each year and runs until the end of November, however, hurricanes can form earlier than June and continue into December depending on the temperature of the water and the conditions of the ocean. If conditions are “right,” a hurricane can develop at a rapid pace.

Storm season officially begins on June 1 and ends November 30 (although there are discussions about bumping up the start date to May 15 in future years). These dates historically describe the period each year when most tropical cyclones form in the Atlantic basin and is adopted by convention. However, the formation of tropical cyclones is possible at any time of the[...]

Oct
At the beginning of 2020, life was pretty normal. In the United States, we had the usual business of politics, and we had the typical business of business. In March, for the most part, business and normalcy ground to a halt. No one, not even Nostradamus, could have predicted how the world and the United States would react to the COVID-19 pandemic. Never in the United[...]

External factors influence our day-to-day lives, which make the world an uncertain place. Insurance carriers, like Lighthouse, look to remove uncertainty in order to properly develop products for our customers, adjust rates for risks taken, and protect ourselves from a catastrophic loss caused by an external event like a hurricane, tornado, hail, or earthquake.

I have spent most of my career working in a remote setting, so it was an adjustment five years ago when I joined Lighthouse and needed to go into an office every day. At the time, Lighthouse had limited experience with remote employment and, like many businesses today that have been forced into remote alternatives, had concerns about drops in productivity, loss of[...]

Mar
The names are in! With the 2020 Atlantic Hurricane Season starting June 1st and running until the end of November, it’s almost certain we will come across at least one named storm. A storm will be named when it reaches the tropical storm stage of development with winds blowing at a minimum of 39 mph.

Happy New Year! In the spirit of reflection, we wanted to provide an overview of our top accomplishments in 2019.