Blog/News Room

Blog/News Room

23
Aug

Understanding the Claims Process: What to Do When Your Home is Damaged

When you suffer damage to your home, your priority should be to ensure your and your family’s safety.  After you’ve done this, your next step should entail contacting your insurance provider to report any loss or damage. At this time, your provider will begin the claims process by filing a claim and providing you with the claim number. During this initial[...]

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15
Jul

How Insurance Companies Stay Insured: Reinsurance and Risk Management

Insurance companies manage their risk in many ways. Risk Management can be accomplished by targeting certain regions or types of product offerings, introducing more conservative underwriting guidelines or individual risk evaluation, and by having others share in the risk for a fee. This risk/reward metric is used to stabilize growth, smooth financial results and[...]

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11
Jun

Homeowners: Here’s What To Expect From A Water Mitigation Contractor

If your home has suffered water damage, it is important to stop the source of water intrusion and remove the moisture as soon as possible to prevent any additional damage.  All water damage restoration jobs are unique, and a professional mitigation contractor can assist you in determining the work that is required to protect your home from continuing damage and[...]

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07
May

Lighthouse Acquires Excalibur National Insurance Company

FOR IMMEDIATE RELEASE

AUSTIN, TX. (May 3, 2019) - Lighthouse Property Insurance Corporation has officially acquired Excalibur National Insurance Company in Louisiana. “This acquisition reaffirms Lighthouse’s commitment to the Louisiana market, where we have served independent agents and policyholders for the past 11 years,” says Patrick White, Chief Executive[...]

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07
May

Prioritizing People Over Business

It’s been just over four years since I joined the Lighthouse team. During that time, we have experienced significant growth at the enterprise. From a business perspective, we have:

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19
Feb

Make Your Home More Energy Efficient

With today’s advances in technology and innovation, we have the power to easily use less energy and make a difference in our environment. Sometimes the steps to make your home energy efficient can seem expensive and time-consuming, but there are small modifications you can make every day to save on your electric bill.

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11
Jan

5 Ways to Stick to Your New Year's Resolution

We’ve all done it. Made a list of all the things we’d like to change about ourselves in the New Year, but didn’t stick to it. We start off optimistic, but slowly the steam behind our motivation slows down and we fall back into our old habits, and promise ourselves that next year we will be better. But there must be a way to keep the promises to yourself, right?[...]

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21
Dec

HO3 or DP3?

With so many different types of coverages, it’s easy to get confused. When you’re looking to insure your personal property, the most popular policies are Homeowners (HO3) and Dwelling Fire (DP3). While both provide sufficient coverage for your property, it’s important to know which type of coverage is the best for your home. Not only can the type of policy affect[...]

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29
Nov

Holiday Safety Tips

The holiday season is a time for gathering with family and friends to celebrate in our homes. While we take this time to be with our loved ones, consider these tips this holiday season to minimize risks to reduce homeowners insurance claims.

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02
Nov

Cooking Safety Tips

Food is a great way to bring people together, and putting a meal together is a daily occurrence for some. Many, however, overlook the risk that comes with cooking. Most home fires occur while cooking in the kitchen, which makes cooking the leading cause of fire injuries. Awareness about potential fire hazards and taking simple precautions in the kitchen can go a[...]

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